mcfarlane Law investigators
Sandra Nicolas
Special Investigator
Born in Fort Lauderdale, Florida, Sandra Nicolas investigates fraudulent claims with emphasis on personal injury protection insurance, automobile thefts, automobile fire claims, and all types of questionable insurance claims.
With over 9 years of experience as a licensed insurance adjuster, Sandra has handled complex claims, determined liability, managed subrogation for 1st‑ and 3rd‑party claims, and overseen total‑loss, fire, and theft files. She conducts investigations of staged accidents and fraudulent or excessive medical treatment, and performs Examinations Under Oath of first‑party insureds and third‑party claimants.
Sandra prepares Examination Under Oath Summary and Recommendations reports for numerous insurance carriers, citing policy language, coverage exclusions, Florida statutes, and anti‑fraud provisions.
E-Mail: snicolas@mcfarlanedolanlaw.com
Areas of Expertise
- Personal Injury Protection (PIP) Claims
- Automobile Theft, Fire, & Total Loss Claims
- Subrogation (1st‑ & 3rd‑Party)
- Staged Accident & Fraudulent Treatment Investigations
- Examinations Under Oath (EUO) & Report Preparation